Texas Paycheck Calculator
Easily estimate take home pay after income tax so you can have an idea of what to possibly expect when planning your budget
Last reviewed on January 29, 2023
Income Before Tax
Take Home Pay
Average Tax Rate
$ = US Dollar
Income Before Tax
Federal Income Tax
State Income Tax
State Tax Credits
State Disability Insurance
State Paid Family and Medical Leave (PFML)
State Unemployment Insurance
State Worker Comp
State Transit Tax
Mental Health Services Tax
Local Income Tax
Take Home Pay
Average Tax Rate
Table of Contents
Enter your employment income into the paycheck calculator above to estimate how taxes in Texas, USA may affect your finances. You'll then get your estimated take home pay, an estimated breakdown of your potential tax liability, and a quick summary down here so you can have a better idea of what to possibly expect when planning your budget.
This paycheck calculator also works as an income tax calculator for Texas, as it shows you how much income tax you have to pay based on your salary and personal details.
To learn more about Texas, its income tax, and tax brackets, so that you can get a deeper understanding of how your budget and finances may be affected, scroll down to the detail section below!
Frequently Asked Questions
What is the income tax rate in Texas?
The state income tax rate in Texas is 0% while federal income tax rates range from 10% to 37% depending on your income. This paycheck calculator can help estimate your take home pay and your average income tax rate.
How many income tax brackets are there in Texas?
Texas does not have a state income tax so there are no tax brackets. However, there are still tax brackets for federal income tax. For more details, check out our detail section.
How Your Texas Paycheck Works
If you work in Texas, you might be wondering how much of your paycheck goes to taxes and other withholdings. How much do you actually get to take home?
The good news is that the Lone Star State is one of the few places in the US that does not have a state income tax. This means you get to keep more of your hard-earned money.
However, no state income tax does not mean no taxes at all. There are still some other factors that affect your take-home pay, such as federal income tax, Social Security tax, Medicare tax, and any voluntary contributions you may have.
Federal income tax is a progressive tax that depends on your filing status, income level, and more. Generally, the more you make, the more federal income tax will be withheld from your paycheck.
To make sure that your employer withholds the correct amount of federal taxes from your paycheck, you'll need to fill out a Form W-4 when you start a new job or when your personal or financial situation changes. This form tells your employer how much federal income tax to withhold from your paycheck based on your filing status and other factors. A properly filled Form W-4 can help you avoid underpaying or overpaying taxes throughout the year.
Since there's no state income tax in Texas, there is no state specific form equivalent to the W-4. One less thing to worry about.
Aside from income tax, there's Social Security tax and Medicare tax, which are also known as FICA taxes. They are mandatory payroll taxes that fund the Social Security and Medicare programs. Social Security tax is 6.2% of your gross income up to a certain limit ($147,000 in 2022), while Medicare tax is 1.45% of your gross income with no limit. If you earn more than certain limits, you will also pay an additional 0.9% Medicare surtax.
Depending on your job, you may also choose to have voluntary contributions. These are any amounts that you choose to have withheld from your paycheck for various purposes, such as health insurance premiums, retirement savings plans (such as 401(k) or IRA), charitable contributions, or other benefits. Some of these contributions may reduce your taxable income and lower your tax liability.
More From Investomatica:
For sales tax, please visit our Texas Sales Tax Rates and Calculator page.
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- The content shown on this page is strictly for educational purposes only. It does not represent advice nor is it a substitute for a professional advisor.
- Estimated results are just estimates. They are not a guarantee of future results.
- While internal calculations are not rounded, all final resultant numbers are rounded normally with numbers ending in 0.5 and above being rounded up.
- Tax situations vary widely and calculations can get very complex. This paycheck calculator only provides a rough estimate according to the most common scenarios for standard employment income that comes from an employer. If you are self-employed, your taxes might differ.
- There may be additional deductions, credits, exemptions, allowances, reliefs, etc depending on many factors. Some factors are about your family such as the number of dependents, children, relatives, parents, etc. Other factors may include mortgage payments, property depreciation, charitible donations, additional voluntary retirement contributions, etc. Whether or not you are handicapped and/or disabled may also sometimes be an additional factor.
- Depending on region and jurisdiction, salary bonuses may be treated and taxed differently from standard salary.
- Calculators from other sites may show slightly different numbers due to different deductions/credits being included or they are based on data from a different year.
- Generally, we review changes once a year since tax codes usually change once a year. If you notice a major miscalculation or error with our paycheck calculator (most likely caused by a typo somewhere), feel free to direct message us on twitter and let us know. However, if you have specific questions about your own personal situation, please consult a licensed tax professional.
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