South Carolina Paycheck Calculator
Easily estimate take home pay after income tax so you can have an idea of what to possibly expect when planning your budget
Last reviewed on January 29, 2023
Results
Income Before Tax
Take Home Pay
Total Tax
Average Tax Rate
$ = US Dollar
Income Before Tax
Federal Income Tax
State Income Tax
State Tax Credits
Social Security
Medicare
State Disability Insurance
State Paid Family and Medical Leave (PFML)
State Unemployment Insurance
State Worker Comp
State Transit Tax
Mental Health Services Tax
Local Income Tax
Total Tax
Take Home Pay
Federal Deductions
State Deductions
Average Tax Rate
Table of Contents
Summary
Enter your employment income into the paycheck calculator above to estimate how taxes in South Carolina, USA may affect your finances. You'll then get your estimated take home pay, an estimated breakdown of your potential tax liability, and a quick summary down here so you can have a better idea of what to possibly expect when planning your budget.
This paycheck calculator also works as an income tax calculator for South Carolina, as it shows you how much income tax you have to pay based on your salary and personal details.
To learn more about South Carolina, its income tax, and tax brackets, so that you can get a deeper understanding of how your budget and finances may be affected, scroll down to the detail section below!
Frequently Asked Questions
What is the income tax rate in South Carolina?
The state income tax rate in South Carolina is progressive and ranges from 0% to 7% while federal income tax rates range from 10% to 37% depending on your income. This paycheck calculator can help estimate your take home pay and your average income tax rate.
How many income tax brackets are there in South Carolina?
The state income tax system in South Carolina has six different tax brackets. For more details, check out our detail section.
How Your South Carolina Paycheck Works
Your paycheck will reflect your gross income, which is the amount you earn before any withholdings or taxes are taken out. Your gross income may include your regular wages, tips, bonuses, commissions, overtime pay, and other forms of compensation.
Your paycheck will also show your net income, which is the amount you take home after all withholdings and taxes are taken out. As a result, your net income is usually lower.
In South Carolina, also known as the Palmetto State, the main types of withholdings that will reduce your net income are federal income tax, state income tax, FICA tax (which includes Social Security and Medicare taxes), and any pre-tax or post-tax contributions that you may have elected or agreed to.
When you get hired, your employer will ask you to complete a Form W-4, which tells them how much federal income tax to withhold from your pay. Be sure to accurately specify your personal situation when filling out this form. You can also request additional withholding if you have other sources of income.
You will also need to complete a Form SC W-4, which is similar to the federal form but for state income tax. South Carolina has a progressive income tax system, which means that the tax rate increases as your income increases. Earners making up to $3,200 in taxable income won’t need to pay any state income tax, as the bottom tax rate in South Carolina is 0%. Taxable income of $16,040 or more is subject to South Carolina’s top tax rate of 7%. All filers are subject to the same income tax brackets regardless of filing status.
In addition to federal and state income taxes, your employer will also withhold Social Security and Medicare taxes, which are collectively known as FICA taxes. These are flat taxes that apply to all workers regardless of income level. The Social Security tax rate is 6.2% (only on wages up to $147,000 in 2022) and the Medicare tax rate is 1.45% (on all wages). Your employer will match these amounts and pay them to the government on your behalf. If you earn over a certain amount, you'll also see a 0.9% Medicare surtax.
Depending on your benefits package, you might also have some pre-tax contributions from your pay, such as health insurance premiums, retirement contributions, or flexible spending accounts. These contributions reduce your taxable income for both federal and state purposes, which means you pay less tax overall. However, they do not affect your FICA taxes, which are based on your gross pay.
You might also have some post-tax contributions from your pay, such as life insurance premiums, union dues, or charitable donations. These do not reduce your taxable income or your taxes, but they only reduce your take home pay.
One notable aspect about South Carolina is that it does not have any local income taxes. Always a good thing.
At the end of the year, your employer will send you a Form W-2, which summarizes your wages and taxes for the year. You will use this form to file your federal and state income tax returns.
State Income Tax Brackets
For 2022 tax year
| Taxable Income (USD) | Tax Rate |
|---|---|
| First 3,200 | 0% |
| From 3,200 to 6,410 | 3% |
| From 6,410 to 9,620 | 4% |
| From 9,620 to 12,820 | 5% |
| From 12,820 to 16,040 | 6% |
| From 16,040 onwards | 7% |
A state standard deduction exists and is available for those that qualify for a federal standard deduction. Along with a few other other states, South Carolina uses the same amounts as that of the federal standard deduction amounts.
More From Investomatica:
For sales tax, please visit our South Carolina Sales Tax Rates and Calculator page.
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Disclaimer
- The content shown on this page is strictly for educational purposes only. It does not represent advice nor is it a substitute for a professional advisor.
- Estimated results are just estimates. They are not a guarantee of future results.
- While internal calculations are not rounded, all final resultant numbers are rounded normally with numbers ending in 0.5 and above being rounded up.
- Tax situations vary widely and calculations can get very complex. This paycheck calculator only provides a rough estimate according to the most common scenarios for standard employment income that comes from an employer. If you are self-employed, your taxes might differ.
- There may be additional deductions, credits, exemptions, allowances, reliefs, etc depending on many factors. Some factors are about your family such as the number of dependents, children, relatives, parents, etc. Other factors may include mortgage payments, property depreciation, charitible donations, additional voluntary retirement contributions, etc. Whether or not you are handicapped and/or disabled may also sometimes be an additional factor.
- Depending on region and jurisdiction, salary bonuses may be treated and taxed differently from standard salary.
- Calculators from other sites may show slightly different numbers due to different deductions/credits being included or they are based on data from a different year.
- Generally, we review changes once a year since tax codes usually change once a year. If you notice a major miscalculation or error with our paycheck calculator (most likely caused by a typo somewhere), feel free to direct message us on twitter and let us know. However, if you have specific questions about your own personal situation, please consult a licensed tax professional.
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