Pennsylvania Paycheck Calculator
Easily estimate take home pay after income tax so you can have an idea of what to possibly expect when planning your budget
Last reviewed on January 29, 2023
Results
Income Before Tax
Take Home Pay
Total Tax
Average Tax Rate
$ = US Dollar
Income Before Tax
Federal Income Tax
State Income Tax
State Tax Credits
Social Security
Medicare
State Disability Insurance
State Paid Family and Medical Leave (PFML)
State Unemployment Insurance
State Worker Comp
State Transit Tax
Mental Health Services Tax
Average Local Income Tax
Total Tax
Take Home Pay
Federal Deductions
State Deductions
Average Tax Rate
Table of Contents
Summary
Enter your employment income into the paycheck calculator above to estimate how taxes in Pennsylvania, USA may affect your finances. You'll then get your estimated take home pay, an estimated breakdown of your potential tax liability, and a quick summary down here so you can have a better idea of what to possibly expect when planning your budget.
This paycheck calculator also works as an income tax calculator for Pennsylvania, as it shows you how much income tax you have to pay based on your salary and personal details.
To learn more about Pennsylvania, its income tax, and tax brackets, so that you can get a deeper understanding of how your budget and finances may be affected, scroll down to the detail section below!
Frequently Asked Questions
What is the income tax rate in Pennsylvania?
The state income tax rate in Pennsylvania is over 3% while federal income tax rates range from 10% to 37% depending on your income. This paycheck calculator can help estimate your take home pay and your average income tax rate.
How many income tax brackets are there in Pennsylvania?
The state income tax system in Pennsylvania only has a single tax bracket. However, there are multiple tax brackets for federal income tax. For more details, check out our detail section.
How Your Pennsylvania Paycheck Works
One of the first things you need to know is that Pennsylvania, also known as the Keystone State, has a flat income tax rate of 3.07%, which means that everyone pays the same percentage of their income to the state regardless of how much they earn. This is different from many other states that have progressive income tax rates that increase with income levels.
You may also have to pay local income tax in Pennsylvania, depending on where you live and work. These are imposed by counties, municipalities, and school districts. Taking all these together, there are 2,978 jurisdictions that have local income taxes, which are also known as earned income taxes (EIT). The EIT rates vary by location, but they are usually between 1% and 4%.
Another thing you need to know is that Pennsylvania has a reciprocal agreement with six neighboring states: Indiana, Maryland, New Jersey, Ohio, Virginia and West Virginia.
This means that if you live in one of these states but work in Pennsylvania, you can file an exemption form with your employer and avoid paying Pennsylvania income tax on your wages. Instead, you will pay income tax to your home state.
Similarly, if you live in Pennsylvania but work in one of these states, you can file an exemption form with your employer and avoid paying income tax to that state. Instead, you will pay income tax to Pennsylvania.
In addition to state and local income taxes, you will also have federal income tax withheld from your paycheck.
The amount of federal income tax depends on your filing status, income level, and other factors. You can adjust your federal income tax withholding by filling out a Form W-4 and submitting it to your employer.
Form W-4 allows you to specify your personal and financial situation so that your employer can calculate how much tax to withhold from your paycheck. You should be careful to fill this form out properly so as to avoid underpaying or overpaying your taxes throughout the year.
Besides income taxes, there are other withholdings that may affect your Pennsylvania paycheck.
These include Social Security and Medicare, together called the FICA taxes, which are mandatory federal programs that provide benefits for retirees, disabled people and their dependents. The Social Security tax rate is 6.2% and the Medicare tax rate is 1.45%.
These two taxes are applied to a certain amount of your income each year, which is called the wage base. For 2022, the Social Security wage base is $147,000 and the Medicare wage base is unlimited. This means that you will pay Social Security tax on up to $147,000 of your income and Medicare tax on all of your income. High earners are also subject to a 0.9% Medicare surtax.
Other withholdings that may affect your Pennsylvania paycheck are voluntary contributions that you choose to make, such as retirement savings plans, health insurance premiums, flexible spending accounts and charitable donations.
Pre-tax contributions will reduce your taxable income and as a result, lower your tax liability. On the other hand, contributions that are made post-tax will not lower your tax liability and instead only lower your take home pay.
Aside from state income tax, Pennsylvania also includes a small state unemployment insurance tax that is calculated based on your income up to certain limits.
When you go to file your taxes at the end of the tax year, unfortunately, you won't see any standard deductions or personal exemptions on the state level because there aren't any.
More From Investomatica:
For sales tax, please visit our Pennsylvania Sales Tax Rates and Calculator page.
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Disclaimer
- The content shown on this page is strictly for educational purposes only. It does not represent advice nor is it a substitute for a professional advisor.
- Estimated results are just estimates. They are not a guarantee of future results.
- While internal calculations are not rounded, all final resultant numbers are rounded normally with numbers ending in 0.5 and above being rounded up.
- Tax situations vary widely and calculations can get very complex. This paycheck calculator only provides a rough estimate according to the most common scenarios for standard employment income that comes from an employer. If you are self-employed, your taxes might differ.
- There may be additional deductions, credits, exemptions, allowances, reliefs, etc depending on many factors. Some factors are about your family such as the number of dependents, children, relatives, parents, etc. Other factors may include mortgage payments, property depreciation, charitible donations, additional voluntary retirement contributions, etc. Whether or not you are handicapped and/or disabled may also sometimes be an additional factor.
- Depending on region and jurisdiction, salary bonuses may be treated and taxed differently from standard salary.
- Calculators from other sites may show slightly different numbers due to different deductions/credits being included or they are based on data from a different year.
- Generally, we review changes once a year since tax codes usually change once a year. If you notice a major miscalculation or error with our paycheck calculator (most likely caused by a typo somewhere), feel free to direct message us on twitter and let us know. However, if you have specific questions about your own personal situation, please consult a licensed tax professional.
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