Ohio Paycheck Calculator
Easily estimate take home pay after income tax so you can have an idea of what to possibly expect when planning your budget
Last reviewed on January 29, 2023
Income Before Tax
Take Home Pay
Average Tax Rate
$ = US Dollar
Income Before Tax
Federal Income Tax
State Income Tax
State Tax Credits
State Disability Insurance
State Paid Family and Medical Leave (PFML)
State Unemployment Insurance
State Worker Comp
State Transit Tax
Mental Health Services Tax
Average Local Income Tax
Take Home Pay
Average Tax Rate
Table of Contents
Enter your employment income into the paycheck calculator above to estimate how taxes in Ohio, USA may affect your finances. You'll then get your estimated take home pay, an estimated breakdown of your potential tax liability, and a quick summary down here so you can have a better idea of what to possibly expect when planning your budget.
This paycheck calculator also works as an income tax calculator for Ohio, as it shows you how much income tax you have to pay based on your salary and personal details.
To learn more about Ohio, its income tax, and tax brackets, so that you can get a deeper understanding of how your budget and finances may be affected, scroll down to the detail section below!
Frequently Asked Questions
What is the income tax rate in Ohio?
The state income tax rate in Ohio is progressive and ranges from 0% to 3.99% while federal income tax rates range from 10% to 37% depending on your income. This paycheck calculator can help estimate your take home pay and your average income tax rate.
How many income tax brackets are there in Ohio?
The state income tax system in Ohio has five different tax brackets. For more details, check out our detail section.
How Your Ohio Paycheck Works
Working in Ohio can be rewarding, but it also comes with some tax challenges that can make your paycheck look different from what you expected. You might be wondering why your paycheck is smaller than you thought or what forms you might need to deal with. Let's go over how paychecks work in the Buckeye State and what taxes you’ll have to deal with along the way.
First of all, you will need to fill out some forms for your employer to determine how much taxes will be withheld from your paycheck. One of them is the federal Form W-4, which tells your employer how much federal income tax to withhold from your gross pay based on your filing status, dependents, and other factors.
Aside from federal income tax, two other federal taxes you'll see are Social Security and Medicare. These taxes are also known as FICA taxes (Federal Insurance Contributions Act). Social Security tax is 6.2% of your gross wages up to a certain threshold ($147,000 in 2022), and Medicare tax is 1.45% of your gross wages with no limit. If you earn more than a set amount, you will also pay an additional 0.9% Medicare surtax.
Another form you will need to fill out is the Ohio Form IT 4, which tells your employer how much Ohio income tax to withhold based on your personal details. You should submit this form to your employer on or before the start date of employment. You must file an updated IT 4 when any of the information listed on the form changes.
Ohio has a progressive income tax system with five different tax brackets. Rates range from 0% to 3.99%. The more you earn, the higher your marginal tax rate will be. This means that different portions of your income will be taxed at different rates. The lowest bracket applies to income up to $25,000 and the highest bracket only applies to income above $110,650.
In addition to the state income tax, you may also have to pay local income tax. These are also known as RITA (Regional Income Tax Agency) taxes. They may be present if you live or work in one of the more than 800 Ohio cities and villages that have one.
The local income tax rates vary by location and can range from 0.5% to 3%. Your employer may withhold local income tax from your paycheck based on your Form IT 4 information or you may have to file and pay separately depending on the local rules. Note that you may be eligible for a tax credit if you live in one city and work in another, which helps to offset some of the RITA taxes.
In addition to local income tax, you may also see a tax based on your school district as well. This is because Ohio school districts may enact a school district income tax with voter approval. This tax is in addition to and separate from any federal, state, and city income or property taxes. There are over 200 school districts that impose an income tax. Any individual or estate that receives income while a resident of a taxing school district is subject to school district income tax. If applicable, your employer may also withhold this tax too.
There may also other potential items taken out of your gross pay like contributions to retirement funds, healthcare insurance, etc.
After subtracting all the taxes and other withholdings from your gross pay, you get your net pay or take-home pay. This is the amount that actually goes into your bank account or check.
Your net pay may vary from paycheck to paycheck depending on factors such as overtime hours worked, bonuses received, changes in benefit choices, etc.
State Income Tax Brackets
For 2022 tax year
|Taxable Income (USD)||Tax Rate|
|From 25,000 to 44,250||2.765%|
|From 44,250 to 88,450||3.226%|
|From 88,450 to 110,650||3.688%|
|From 110,650 onwards||3.99%|
A state standard deduction exists in the form of a personal exemption and varies depending on your filing status. Additionally, Ohio offers some standard tax credits as well. These come in the form of income based exemption tax credits that apply to those earning under a certain amount.
More From Investomatica:
For sales tax, please visit our Ohio Sales Tax Rates and Calculator page.
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- The content shown on this page is strictly for educational purposes only. It does not represent advice nor is it a substitute for a professional advisor.
- Estimated results are just estimates. They are not a guarantee of future results.
- While internal calculations are not rounded, all final resultant numbers are rounded normally with numbers ending in 0.5 and above being rounded up.
- Tax situations vary widely and calculations can get very complex. This paycheck calculator only provides a rough estimate according to the most common scenarios for standard employment income that comes from an employer. If you are self-employed, your taxes might differ.
- There may be additional deductions, credits, exemptions, allowances, reliefs, etc depending on many factors. Some factors are about your family such as the number of dependents, children, relatives, parents, etc. Other factors may include mortgage payments, property depreciation, charitible donations, additional voluntary retirement contributions, etc. Whether or not you are handicapped and/or disabled may also sometimes be an additional factor.
- Depending on region and jurisdiction, salary bonuses may be treated and taxed differently from standard salary.
- Calculators from other sites may show slightly different numbers due to different deductions/credits being included or they are based on data from a different year.
- Generally, we review changes once a year since tax codes usually change once a year. If you notice a major miscalculation or error with our paycheck calculator (most likely caused by a typo somewhere), feel free to direct message us on twitter and let us know. However, if you have specific questions about your own personal situation, please consult a licensed tax professional.
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