Minnesota Paycheck Calculator
Easily estimate take home pay after income tax so you can have an idea of what to possibly expect when planning your budget
Results
Income Before Tax
Take Home Pay
Total Tax
Average Tax Rate
$ = US Dollar
Income Before Tax
Federal Income Tax
State Income Tax
State Tax Credits
Social Security
Medicare
State Disability Insurance
State Paid Family and Medical Leave (PFML)
State Unemployment Insurance
State Worker Comp
State Transit Tax
Mental Health Services Tax
Local Income Tax
Total Tax
Take Home Pay
Federal Deductions
State Deductions
Average Tax Rate
Table of Contents
Summary
Enter your employment income into the paycheck calculator above to estimate how taxes in Minnesota, USA may affect your finances. You'll then get your estimated take home pay, an estimated breakdown of your potential tax liability, and a quick summary down here so you can have a better idea of what to possibly expect when planning your budget.
This paycheck calculator also works as an income tax calculator for Minnesota, as it shows you how much income tax you have to pay based on your salary and personal details.
To learn more about Minnesota, its income tax, and tax brackets, so that you can get a deeper understanding of how your budget and finances may be affected, scroll down to the detail section below!
Frequently Asked Questions
What is the income tax rate in Minnesota?
The state income tax rate in Minnesota is progressive and ranges from 5.35% to 9.85% while federal income tax rates range from 10% to 37% depending on your income. This paycheck calculator can help estimate your take home pay and your average income tax rate.
How many income tax brackets are there in Minnesota?
The state income tax system in Minnesota has four different tax brackets. For more details, check out our detail section.
How Your Minnesota Paycheck Works
Minnesota is a state with many attractions and opportunities for its residents and visitors. Whether you are drawn to its natural beauty, cultural diversity, or economic vitality, you may find yourself wanting to live and work in the Land of 10,000 Lakes. But before you pack your bags and head to the North Star State, you should know how your Minnesota paycheck works.
First of all, you should know that Minnesota is one of the states that has a progressive income tax system. This means that the more you earn, the higher your tax rate will be.
There are four tax brackets in Minnesota, ranging from 5.35% to 9.85%. The highest rate applies to incomes over $171,220 for single filers and $284,810 for married couples filing jointly.
These rates are among the highest in the nation, so be prepared to pay a significant amount of state income tax if you have a high income. You can adjust how much state income tax is withheld from your paycheck by filling out Form W-4MN, Minnesota Employee Withholding Allowance/Exemption Certificate, and giving it to your employer.
On the positive side, there are no local income taxes in Minnesota, which is always a good thing.
In addition to state income tax, you will also have to pay federal income tax on your earnings. The federal tax system also has progressive brackets, but they are different from the state ones. You can reduce your taxable income by claiming deductions and credits come tax time at the end of the year. Just like with state tax, you can also adjust how much federal income tax is withheld from your paycheck by filling out Form W-4, Employee’s Withholding Certificate so that your employer has access to it.
Another thing to consider is that Minnesota has a reciprocity agreement with some neighboring states. This means that if you live in Minnesota but work in North Dakota or Michigan, you can file your state taxes only in Minnesota and avoid paying taxes to both states. The reverse would also be true. Generally, only your home state will tax the personal income you receive from an employer in a reciprocity state.
Besides income taxes, there are other taxes and withholdings that will affect your paycheck.
One of them is FICA taxes, which consist of Social Security and Medicare taxes. These are federal taxes that fund the social insurance programs for retirees and disabled people. The Social Security tax rate is 6.2% and the Medicare tax rate is 1.45%, for a total of 7.65%. Both you and your employer pay these taxes on your wages up to a maximum limit ($147,000 for Social Security and no limit for Medicare in 2022). If you earn more than a certain limit, you will have to pay an additional 0.9% Medicare surtax.
Another withholding that may apply to your paycheck is pre-tax contributions to retirement plans or health savings accounts. These are voluntary ones that you can choose to make from your gross income before taxes are calculated. This way, you can lower your taxable income and save money for your future needs. Some common examples of pre-tax ones are 401(k), IRA, FSA, HSA, or health insurance premiums.
You may also have some post-tax withholdings from your paycheck. These are ones that are taken out after taxes are calculated and paid. They may include things like union dues, charitable donations, child support payments, etc.
State Income Tax Brackets
For 2022 tax year
| Taxable Income (USD) | Tax Rate |
|---|---|
| First 28,080 | 5.35% |
| From 28,080 to 92,230 | 6.8% |
| From 92,230 to 171,220 | 7.85% |
| From 171,220 onwards | 9.85% |
For 2022 tax year
| Taxable Income (USD) | Tax Rate |
|---|---|
| First 41,050 | 5.35% |
| From 41,050 to 163,060 | 6.8% |
| From 163,060 to 284,810 | 7.85% |
| From 284,810 onwards | 9.85% |
For 2022 tax year
| Taxable Income (USD) | Tax Rate |
|---|---|
| First 20,525 | 5.35% |
| From 20,525 to 81,530 | 6.8% |
| From 81,530 to 142,405 | 7.85% |
| From 142,405 onwards | 9.85% |
For 2022 tax year
| Taxable Income (USD) | Tax Rate |
|---|---|
| First 34,570 | 5.35% |
| From 34,570 to 138,890 | 6.8% |
| From 138,890 to 227,600 | 7.85% |
| From 227,600 onwards | 9.85% |
Those that are married filing jointly see the same tax rate range, but have their tax bracket amounts increased.
On the other hand, those that are married filing separately or filing as head of household see slightly adjusted tax brackets.
A state standard deduction exists and varies depending on your filing status and income. The amount is lowered for high income earners and phases out completely for those earning over a certain amount.
More From Investomatica:
For sales tax, please visit our Minnesota Sales Tax Rates and Calculator page.
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Calculate Your Paycheck in Other Parts of North America
Disclaimer
- The content shown on this page is strictly for educational purposes only. It does not represent advice nor is it a substitute for a professional advisor.
- Estimated results are just estimates. They are not a guarantee of future results.
- Tax situations vary widely and calculations can get very complex. This paycheck calculator only provides a rough estimate according to the most common scenarios for standard employment income that comes from an employer. If you are self-employed, your taxes might differ.
- There may be additional deductions, credits, exemptions, allowances, reliefs, etc depending on many factors. Some factors are about your family such as the number of dependents, children, relatives, parents, etc. Other factors may include mortgage payments, property depreciation, charitible donations, additional voluntary retirement contributions, etc. Whether or not you are handicapped and/or disabled may also sometimes be an additional factor.
- Depending on region and jurisdiction, salary bonuses may be treated and taxed differently from standard salary.
- Calculators from other sites may show slightly different numbers due to different deductions/credits being included or they are based on data from a different year.
- Generally, we review changes once a year since tax codes usually change once a year. If you notice a major miscalculation or error with our paycheck calculator (most likely caused by a typo somewhere), feel free to direct message us on twitter and let us know. However, if you have specific questions about your own personal situation, please consult a licensed tax professional.
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