Arizona Paycheck Calculator
Easily estimate take home pay after income tax so you can have an idea of what to possibly expect when planning your budget
Results
Income Before Tax
Take Home Pay
Total Tax
Average Tax Rate
$ = US Dollar
Income Before Tax
Federal Income Tax
State Income Tax
State Tax Credits
Social Security
Medicare
State Disability Insurance
State Paid Family and Medical Leave (PFML)
State Unemployment Insurance
State Worker Comp
State Transit Tax
Mental Health Services Tax
Local Income Tax
Total Tax
Take Home Pay
Federal Deductions
State Deductions
Average Tax Rate
Table of Contents
Summary
Enter your employment income into the paycheck calculator above to estimate how taxes in Arizona, USA may affect your finances. You'll then get your estimated take home pay, an estimated breakdown of your potential tax liability, and a quick summary down here so you can have a better idea of what to possibly expect when planning your budget.
This paycheck calculator also works as an income tax calculator for Arizona, as it shows you how much income tax you have to pay based on your salary and personal details.
To learn more about Arizona, its income tax, and tax brackets, so that you can get a deeper understanding of how your budget and finances may be affected, scroll down to the detail section below!
Frequently Asked Questions
What is the income tax rate in Arizona?
The state income tax rate in Arizona is progressive and ranges from 2.55% to 2.98% while federal income tax rates range from 10% to 37% depending on your income. This paycheck calculator can help estimate your take home pay and your average income tax rate.
How many income tax brackets are there in Arizona?
The state income tax system in Arizona has two different tax brackets. For more details, check out our detail section.
How Your Arizona Paycheck Works
Arizona, also known as the Grand Canyon State, is a diverse and dynamic state with a lot to offer. Whether you are a native Arizonan or a newcomer, you may be interested in how your paycheck works in this state. How much money do you actually take home after taxes? Let's dive on in.
When you start a new job, one of the first things you need to do is fill out a federal Form W-4, which tells your employer how much federal income tax to withhold from your pay. The amount of federal tax depends on your income, filing status, and other factors. Make sure to keep this form updated whenever things change.
Another important form you need to fill out is an Arizona Form A-4, which tells your employer how much state income tax to withhold from your pay. This is the state equivalent to the federal W-4.
Arizona has a progressive income tax system with two different tax brackets. Rates vary from 2.55% to 2.98% depending on your taxable income and filing status.
That being said, some lucky workers in Arizona don’t even have to worry about state taxes being taken out of their paychecks. Are you one of them? You might be if you work in certain industries or have a special situation.
For example, if you are a movie production crew member or a seasonal farm worker, you could be exempt from withholding. Another case where you might not have to pay state taxes is if your spouse is a military member stationed in Arizona and you moved here to be with them. But you have to show that Arizona is not your permanent home and that you and your spouse still have ties to another state.
Speaking of other states, some may have local city payroll taxes, but fortunately, Arizona is not one of them. So you do not have to worry about any additional taxes being withheld from your paycheck by your city or county. If you're moving in from out of state, that's one less thing to have to factor in when deciding on where you want to live.
In addition to federal and state income taxes, you will also have to pay FICA taxes, which are federal taxes that fund Social Security and Medicare. These taxes are 6.2% for Social Security and 1.45% for Medicare, for a total of 7.65% of your gross pay. Your employer will match these amounts and pay them on your behalf.
Note that Social Security tax is only applied on up to $147,000 of your wages in 2022. Also, if you have a top tier salary, you'll also see a 0.9% extra Medicare surtax as well.
You may also have some pre-tax items taken from your pay, such as medical insurance, dental coverage, vision insurance, 401(k) contributions, long term disability insurance, group-term life insurance, commuter plan, FSA, or HSA.
These can reduce your taxable income and lower your tax bill. Depending on what's available, you should be able to specify and adjust these through your employer’s benefits program.
You might also have some post-tax items applied to your pay, such as union dues, charitable donations, or other voluntary or involuntary payments. These would not affect your taxable income but instead just reduce your net pay.
After subtracting all the taxes and withholdings from your gross pay, you'll get your net pay or take home pay. This is the amount of money that you actually receive in your bank account or paycheck. You can then use this amount to budget for your expenses and savings goals.
State Income Tax Brackets
For 2022 tax year
| Taxable Income (USD) | Tax Rate |
|---|---|
| First 28,653 | 2.55% |
| From 28,653 onwards | 2.98% |
For 2022 tax year
| Taxable Income (USD) | Tax Rate |
|---|---|
| First 57,305 | 2.55% |
| From 57,305 onwards | 2.98% |
Those that are married filing jointly or those filing as head of household see the same tax rate range, but have their tax bracket amounts doubled.
A state standard deduction exists and varies depending on your filing status. The amounts are similar to the federal standard deduction amounts.
More From Investomatica:
For sales tax, please visit our Arizona Sales Tax Rates and Calculator page.
Calculate Your Paycheck in Other States and US Regions
Calculate Your Paycheck in Other Parts of North America
Disclaimer
- The content shown on this page is strictly for educational purposes only. It does not represent advice nor is it a substitute for a professional advisor.
- Estimated results are just estimates. They are not a guarantee of future results.
- Tax situations vary widely and calculations can get very complex. This paycheck calculator only provides a rough estimate according to the most common scenarios for standard employment income that comes from an employer. If you are self-employed, your taxes might differ.
- There may be additional deductions, credits, exemptions, allowances, reliefs, etc depending on many factors. Some factors are about your family such as the number of dependents, children, relatives, parents, etc. Other factors may include mortgage payments, property depreciation, charitible donations, additional voluntary retirement contributions, etc. Whether or not you are handicapped and/or disabled may also sometimes be an additional factor.
- Depending on region and jurisdiction, salary bonuses may be treated and taxed differently from standard salary.
- Calculators from other sites may show slightly different numbers due to different deductions/credits being included or they are based on data from a different year.
- Generally, we review changes once a year since tax codes usually change once a year. If you notice a major miscalculation or error with our paycheck calculator (most likely caused by a typo somewhere), feel free to direct message us on twitter and let us know. However, if you have specific questions about your own personal situation, please consult a licensed tax professional.
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