New Zealand PAYE Calculator

Estimate how much your take home pay is after income tax so you can have a better idea of what to possibly expect when planning your budget
9 Ratings
Updated for 2022 Tax Year
9 Ratings
See values per:
Year Month Biweekly Week Day Hour

CALCULATING

loading indicator

Results

Income Before Tax$ 0

Take Home Pay$ 0

Total Tax$ 0

Average Tax Rate0 %

$ = New Zealand Dollar

0%
Net Pay
0%
Total Tax
Estimated Breakdown

CALCULATING

loading indicator

Income Before Tax$ 0

Income Tax (PAYE)$ 0

Accident Compensation Corporation (ACC)$ 0

Total Tax$ 0

Take Home Pay$ 0

Total Deductions$ 0

Average Tax Rate0 %

Summary

Map of New Zealand

Enter your employment income into the paye calculator above to estimate how taxes in New Zealand may affect your finances. You'll then get your estimated take home pay, an estimated breakdown of your potential tax liability, and a quick summary down here so you can have a better idea of what to possibly expect when planning your budget.

If you make 0 a year living in New Zealand, we estimate that you'll be taxed 0. In almost all cases, your employer will automatically withhold this amount from your paychecks and thus your take home pay should be around 0 per year or 0 per month. Lastly, your average tax rate ends up being around 0 %. Note that this estimate is based only on the most common standard deductions and credits, if any. If you are eligible for additional deductions and credits, your taxes may differ.

To learn more about New Zealand, its income tax, and tax brackets, so that you can get a deeper understanding of how your budget and finances may be affected, scroll down to the detail section below!

Quick Facts about New Zealand

  • Name(s) in Native Language(s):New Zealand, Aotearoa
  • Main Language(s):English, Māori
  • Currency:New Zealand Dollar ($)
  • Capital:Wellington
  • Total Population:5,125,760
  • Most Populous City:Auckland
  • Time Zone(s):UTC+12
    (Summer: UTC+13)
  • International Phone Code:+64
  • Driving Side:Left
  • Climate:Mostly temperate with warm summers and cool winters

Frequently Asked Questions

What is the income tax rate in New Zealand?

The personal income tax rate in New Zealand is progressive and ranges from 10.5% to 39% depending on your income. This income tax calculator can help estimate your average income tax rate and your take home pay.

How many income tax brackets are there in New Zealand?

The income tax system in New Zealand has 5 different tax brackets. For more details, check out our detail section.

New Zealand Income Tax Brackets and Other Information

The personal income tax system in New Zealand is called PAYE which stands for pay as you earn. It's called PAYE because employees earning a wage or salary are taxed directly from their pay as they earn it. Employers are responsible for deducting, withholding, and paying PAYE income tax for their employees.

PAYE is a progressive tax system. This means that your income is split into multiple brackets where lower brackets are taxed at lower rates and higher brackets are taxed at higher rates. Tax rates range from 10.5% to 39%. A full PAYE tax rate table can be found below.

For 2022 tax year

Taxable Income (NZD)Tax Rate
First 14,00010.5%
From 14,000 to 48,00017.5%
From 48,000 to 70,00030%
From 70,000 to 180,00033%
From 180,000 onwards39%

Social Security in New Zealand

The Accident Compensation Corporation (ACC) is the entity responsible for administering the country's no-fault accidental injury compensation insurance. This insurance provides financial compensation and support to citizens, residents, and temporary visitors who have suffered personal/non-work injuries.

Funding is provided by contributions from employees and self-employed individuals. The contribution rate is a little over 1% with a maximum cap on the applicable income. Currently, both the rate itself and the maximum cap are scheduled to slightly increase every year until 2025.

Some individuals may also participate and contribute to the KiwiSaver program, which was introduced on July 1st, 2007. This program is a workplace based superannuation savings scheme. Those that choose to participate can set their own contribution rate, provided it is above a required minimum. However, membership is voluntary and as such, our calculator does not include it.

Resident status and income tax in New Zealand

Resident taxpayers are subject to tax on worldwide income while non-resident taxpayers are subject to tax only on income from sources within New Zealand.

Individuals are considered residents if they have a permanent place of abode in New Zealand regardless of how long they have been overseas. Additionally, individuals can also be considered residents if they live in New Zealand for at least 183 days in any 12 month period.

PAYE Calculator Disclaimer

  • While internal calculations are not rounded, all final resultant numbers are rounded normally with numbers ending in 0.5 and above being rounded up.
  • Tax situations vary widely and calculations can get very complex. This income tax calculator only provides a rough estimate according to the most common scenarios for salary (standard employment income) that comes from an employer. If you are self-employed, your taxes might differ.
  • There may be additional deductions, credits, exemptions, allowances, reliefs, etc depending on many factors. Some factors are about your family such as the number of dependents, children, relatives, parents, etc. Other factors may include mortgage payments, property depreciation, charitible donations, additional voluntary retirement contributions, etc. Whether or not you are handicapped and/or disabled may also sometimes be an additional factor.
  • Depending on region and jurisdiction, salary bonuses may be treated and taxed differently from standard salary. Additionally, some cities may have city specific income tax.
  • This income tax calculator only estimates income tax. It does not consider other taxes like property tax, self-employment tax, capital gains tax, dividend tax, etc.
  • Income tax calculators from other sites may show slightly different numbers due to different deductions/credits being included or they are based on data from a different year.
  • Investomatica is not a tax advisor. While we try our best to stay up to date with changes in tax codes, we make no guarantee our salary calculator will be accurate. Generally, we review changes once a year. If you notice a major miscalculation or error with our salary calculator (most likely caused by a typo somewhere), feel free to direct message us on twitter and let us know. However, if you have specific tax questions, please consult a licensed tax professional.

Ratings for New Zealand PAYE Calculator

5 • 9 Ratings
5
4
3
2
1

Most Relevant Reviews

Kaison
like the style
Aubrielle
great simple little calculator app
Charlie
this fits the bill
Armani
serves its purpose
Show More Reviews
Rate this web app

Processing Submision

loading indicator
This feature is in beta and is only available to our patreon members with an active monthly donation subscription and have at least one previous payment on record. Please provide the exact email used with your patreon account for verification. Note that patreon only charges members on the 1st day of each month regardless of when you sign up and our list of patreon members is only updated once a day. If you are a new member that just subscribed, you will become eligible at least 24 hours after your first donation on the 1st day of the next upcoming month.
Select a Rating
Submit for verification

Investomatica Comment Policy

Discussions are welcome. Please stay on topic and remember to be kind to each other. If you would like to report a bug or issue with one of our pages or calculators, please direct message us on twitter instead.