New Zealand Income Tax Calculator

Find out how much your salary is after tax so you can have a better idea of what to expect when planning your budget
Updated for 2021 Tax Year
See values per:
Year Month Biweekly Week Day Hour

CALCULATING

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Results

Salary Before Tax$ 0

Salary After Tax$ 0

Total Tax$ 0

Average Tax Rate0 %

$ = New Zealand Dollar

0%
Net Pay
0%
Total Tax
Detailed Breakdown

CALCULATING

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Salary Before Tax$ 0

Income Tax$ 0

Accident Compensation Corporation (ACC)$ 0

Total Tax$ 0

Salary After Tax$ 0

Total Deductions$ 0

Average Tax Rate0 %

Summary

Map of New Zealand

Enter your salary into the calculator above to find out how taxes in New Zealand affect your income. You'll then get your estimated take home pay, a detailed breakdown of your potential tax liability, and a quick summary down here so you can have a better idea of what to expect when planning your budget.

If you make 0 a year living in New Zealand, we estimate that you'll be taxed 0. In almost all cases, your employer will automatically withhold this amount from your paychecks and thus your take home pay should be around 0 per year or 0 per month. Lastly, your average tax rate ends up being around 0 %. Note that this estimate is based only on the most common standard deductions and credits, if any. If you are eligible for additional deductions and credits, your taxes may be lower.

What is the income tax rate in New Zealand?

The personal income tax rate in New Zealand is progressive and ranges from 10.5% to 39% depending on your income.

Details about income tax in New Zealand

The personal income tax system in New Zealand is a progressive tax system. This means that your income is split into multiple brackets where lower brackets are taxed at lower rates and higher brackets are taxed at higher rates. Tax rates range from 10.5% to 39%.

For 2021 tax year

Taxable Income (NZD)Tax Rate
First 14,00010.5%
From 14,000 to 48,00017.5%
From 48,000 to 70,00030%
From 70,000 to 180,00033%
From 180,000 onwards39%

Social Security in New Zealand

Non-work related accident insurance is funded by contributions from employees and self-employed individuals. The contribution rate is a little over 1% with a maximum cap on the applicable income.

Many individuals may also participate and contribute to the KiwiSaver program, which was introduced on July 1st, 2007. This program is a workplace based superannuation savings scheme. However, membership is voluntary.

Resident status and income tax in New Zealand

Resident taxpayers are subject to tax on worldwide income while non-resident taxpayers are subject to tax only on income from sources within New Zealand.

Individuals are considered residents if they have a permanent place of abode in New Zealand regardless of how long they have been overseas. Additionally, individuals can also be considered residents if they live in New Zealand for at least 183 days in any 12 month period.

Sources:

Quick Facts about New Zealand

  • Name(s) in Native Language(s):New Zealand, Aotearoa
  • Main Language(s):English, Māori
  • Currency:New Zealand Dollar ($)
  • Capital:Wellington
  • Total Population:5,125,760
  • Most Populous City:Auckland
  • Time Zone(s):UTC+12
    (Summer: UTC+13)
  • International Phone Code:+64
  • Driving Side:Left
  • Climate:Mostly temperate with warm summers and cool winters

Tax Calculator Disclaimer

  • Tax situations vary widely and calculations can get very complex. This calculator only provides an estimate according to the most common scenarios for salary (standard employment income) that comes from an employer. If you are self-employed, your taxes might differ.
  • There may be additional deductions, credits, exemptions, allowances, reliefs, etc depending on many factors. Some factors are about your family such as the number of dependents, children, relatives, parents, etc. Other factors may include mortgage payments, property depreciation, charitible donations, additional voluntary retirement contributions, etc. Whether or not you are handicapped and/or disabled may also sometimes be an additional factor.
  • Depending on region and jurisdiction, salary bonuses may be treated and taxed differently from standard salary. Additionally, some cities may have city specific income tax.
  • This calculator only estimates income tax. It does not consider other taxes like property tax, self-employment tax, capital gains tax, dividend tax, etc.
  • Calculators from other sites may show slightly different numbers due to different deductions/credits being included or they are based on data from a different year.
  • Investomatica is not a tax advisor. While we try our best to stay up to date with changes in tax codes, we make no guarantee our calculator will always be accurate. Generally, we review changes once a year. If you notice a major miscalculation or error with our calculator (most likely caused by a typo somewhere), feel free to direct message us on twitter and let us know. However, if you have specific tax questions, please consult a licensed tax professional.

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