Quebec Income Tax Calculator
Easily estimate take home pay after income tax so you can have an idea of what to possibly expect when planning your budget
Last reviewed on January 29, 2023
Results
Income Before Tax
Take Home Pay
Total Tax
Average Tax Rate
$ = Canadian Dollar
Income Before Tax
Federal Income Tax
Federal Non-Refundable Tax Credits
Quebec Federal Tax Abatement
Provincial Income Tax
Provincial Non-Refundable Tax Credits
Provincial Surtax
Provincial Non-Refundable "Tax Reduction"
Canada Pension Plan (CPP)
Employment Insurance (EI)
Quebec Pension Plan (QPP)
Quebec Parental Insurance Plan (QPIP)
Quebec Health Services Fund
Ontario Health Premium
Total Tax
Take Home Pay
Total Deductions
Average Tax Rate
Table of Contents
Summary
Enter your employment income into the income tax calculator above to estimate how taxes in Quebec, Canada may affect your finances. You'll then get your estimated take home pay, an estimated breakdown of your potential tax liability, and a quick summary down here so you can have a better idea of what to possibly expect when planning your budget.
To learn more about Quebec, its income tax, and tax brackets, so that you can get a deeper understanding of how your budget and finances may be affected, scroll down to the detail section below!
Special Notes
- Most tax credit reliefs in Canada are stated in "amount" figures. These are not to be subtracted directly from income tax but are instead first multiplied against the rate on the lowest tax bracket before doing so. In other words, these are basically acting like deductions in the more traditional sense of the word for tax purposes, but with a slight twist.
Frequently Asked Questions
What is the income tax rate in Quebec?
The provincial income tax rate in Quebec is progressive and ranges from 15% to 25.75% while federal income tax rates range from 15% to 33% depending on your income. This income tax calculator can help estimate your average income tax rate and your take home pay.
How many income tax brackets are there in Quebec?
The provincial income tax system in Quebec has four different tax brackets. For more details, check out our detail section.
Quebec Income Tax Brackets and Other Information
The provincial income tax system in Quebec is a progressive tax system. This means that your income is split into multiple brackets where lower brackets are taxed at lower rates and higher brackets are taxed at higher rates. Tax rates range from 15% to 25.75%.
For 2022 tax year
| Taxable Income (CAD) | Tax Rate |
|---|---|
| First 46,295 | 15% |
| From 46,295 to 92,580 | 20% |
| From 92,580 to 112,655 | 24% |
| From 112,655 onwards | 25.75% |
For 2022, the non-refundable basic personal amount in Quebec is $16,143.
Due to an agreement between Quebec and the federal government, residents of Quebec are eligible for an abatement of the tax they owe the Canada Revenue Agency. In other words, this abatement is another tax credit that helps to lower your federal income tax. Technically, this abatement comes from the combined sum of the Alternative Payments for Standing Programs and the Youth Allowances Recovery.
Social Security in Quebec
Quebec is unique out of all the provinces of Canada in terms of social security as it possesses and runs its own set of programs that replaces the ones on the federal level.
First off, the Canada Pension Plan (CPP) is replaced with the Quebec Pension Plan (QPP) which is a compulsory public insurance plan for workers age 18 and over whose annual employment income is greater than $3,500. The Quebec Pension Plan serves to provide to those who work in Québec (or have worked in Québec) and their families with basic financial protection in the event of retirement, death, or disability. Contributions rates to the QPP are 6.15% on income over $3,500 while also incorporating a maximum cap on the applicable income.
The Quebec Parental Insurance Plan (QPIP) replaces and enhances the measures provided to new parents under the Employment Insurance (EI) program administered by Employment and Social Development Canada (ESDC). As a result, residents of Quebec contribute to QPIP while also having slightly different contribution rates to employment insurance (EI). QPIP contribution rates are 0.494% while employment insurance rates are 1.2%. Just like with all other social security contributions, maximum caps exist on the applicable income.
The Quebec Pension Plan (QPP), Employment Insurance (EI), and Quebec Parental Insurance Plan (QPIP) all have corresponding tax credits available on the federal level that help offset the burden of the social security contributions up to certain limits. Note that these tax credits do not seem to exist on the provincial level despite these being provincial programs unique to Quebec.
Lastly, Quebec also has a health services fund (QHSF), which all residents with an income over a certain threshold, are required to contribute into. Rates hover around 1% with maximum caps on the required contributions.
More From Investomatica:
For sales tax, please visit our Quebec Sales Tax Rates and Calculator page.
Calculate Your Income Tax in Other Provinces and Territories
Calculate Your Income Tax in Other Parts of North America
Disclaimer
- The content shown on this page is strictly for educational purposes only. It does not represent advice nor is it a substitute for a professional advisor.
- Estimated results are just estimates. They are not a guarantee of future results.
- While internal calculations are not rounded, all final resultant numbers are rounded normally with numbers ending in 0.5 and above being rounded up.
- Tax situations vary widely and calculations can get very complex. This income tax calculator only provides a rough estimate according to the most common scenarios for standard employment income that comes from an employer. If you are self-employed, your taxes might differ.
- There may be additional deductions, credits, exemptions, allowances, reliefs, etc depending on many factors. Some factors are about your family such as the number of dependents, children, relatives, parents, etc. Other factors may include mortgage payments, property depreciation, charitible donations, additional voluntary retirement contributions, etc. Whether or not you are handicapped and/or disabled may also sometimes be an additional factor.
- Depending on region and jurisdiction, salary bonuses may be treated and taxed differently from standard salary.
- Calculators from other sites may show slightly different numbers due to different deductions/credits being included or they are based on data from a different year.
- Generally, we review changes once a year since tax codes usually change once a year. If you notice a major miscalculation or error with our income tax calculator (most likely caused by a typo somewhere), feel free to direct message us on twitter and let us know. However, if you have specific questions about your own personal situation, please consult a licensed tax professional.
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